Fit Your Ford With Insurance Made For it

Protecting your Ford starts with insurance designed specifically for your vehicle. Ford Insure is a comprehensive Ford car insurance product created with Ford owners in mind, offering access to Genuine Ford Parts, flexible cover options and specialist repair pathways. From daily commuting and family road trips to commercial fleet use and off-road adventures, Ford Insure helps protect your vehicle while keeping you moving with confidence.

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Why Choose Ford Insure?

Genuine Ford Parts help maintain the integrity of your vehicle and support the performance Ford intended. Ford Insure is the same, helping protect your vehicle with cover designed specifically for Ford owners. These benefits are standard in every policy:

New Genuine Ford Parts

Look after the integrity of your vehicle by using only New Genuine Parts whenever possible.

Dealer-fitted accessories

Accessories fitted to your vehicle by a dealership are automatically included.

Automatic off-road cover

Enjoy peace of mind with automatic off-road coverage included.

Removal of excess for glass damage

The standard excess under your policy won’t be applied to windscreen, sunroof, or window glass-only claims.

Financial GAP cover

If your vehicle is subject to finance and deemed a total loss following an accident, the insurer will pay your outstanding secured finance amount, if it exceeds the market value.

Flexible payment options

Offers you both annual and monthly payments.

3-year new-for-old replacement

If your vehicle is accidentally damaged beyond economic repair and is less than 3 years old, you may be eligible to have it replaced with a new one.

Choice of repairer

Provides you with flexibility with your choice of repairer, when possible.

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Extended Insurance Packages

Whether you bought your Ford to explore the great outdoors or as a work vehicle, our standard dealer-fit accessories, off-road and trailer/caravan cover mean that most situations are taken care of. Our Optional Extension packages offer tailored cover at great value for those who want more.

For Tradies

Your Ford works hard, and your insurance should too. The Tradie Optional Extension Package is designed for owners who rely on their vehicle for work. From tools and equipment to materials stored in your vehicle, this package provides additional protection that can help minimise disruption to your workflow if the unexpected happens. It also includes hire car cover in the event of an accident, helping you stay on the job while your vehicle is being repaired. Additionally includes:

Coverage for stolen or damaged tools of trade, trade stock or materials
Hire car costs covered following an accident

For Lifestyle

For many drivers, their Ford is the gateway to weekends away, camping trips, boating adventures and time spent outdoors. The Lifestyle Optional Extension Package gives additional cover for eligible lifestyle equipment carried in or attached to your vehicle. If accidental loss, theft or damage occurs, you’ll have added protection plus the benefit of hire car cover following an accident, helping you get back to doing what you enjoy sooner. Additionally includes:

Coverage for accidental loss of (including theft) or accidental damage to lifestyle equipment
Hire car costs covered following an accident

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Download PDS Financial Services Guide Table of Benefits

Collision Assistance and Claims Support

Have peace of mind knowing that if your Ford is involved in an incident or damaged, Ford Insure includes Choice of Repairer, Genuine Ford Parts and Certified repair methods. This allows you to utilise the Ford Certified Collision Network with Ford Collision Assistance. Call the Etheridge Ford team for help finding your nearest Ford Certified Repairer and to access end-to-end claims support, including online lodgement.

Make a Claim

Making a claim through Ford Insure is straightforward and stress-free. If your Ford vehicle is involved in an accident, damaged, stolen or affected by an insured event, you can access claims support and begin the claims process as soon as possible. Ford Collision Assistance can help connect you with a Ford Certified Repairer while providing timely updates and support throughout the repair process. The Ford Insure claims process generally involves:

Lodging your claim online or over the phone
Providing details about the incident
Arranging assessment and repairs where required
Receiving ongoing support throughout your claim

By combining Genuine Ford Parts, certified repair methods and dedicated claims support from our team, Ford Insure keeps you in the driver’s seat for longer. For policies starting with the prefix MOTF, beginning or renewed from Jan 1 2024.

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Frequently Asked Questions

What is Ford Insure?

Ford Insure is a comprehensive Ford car insurance product available to eligible Ford owners across Australia. It covers accidental loss or damage to your vehicle, including fire and theft, as well as damage to other vehicles or property caused by an accident. The key benefits include:

New Genuine Ford parts
Dealer-fitted accessories
Automatic off-road cover
Removal of excess for glass damage
Financial GAP cover
Flexible payment options
3 years new-for-old replacement
Choice of repairer

How much does Ford Insure cost?

Can I get Ford insurance for a used vehicle?

Yes. Ford Insure coverage is available for many eligible used Ford vehicles, making it a practical car insurance solution for Ford owners purchasing both new and pre-owned vehicles. During the application process, you can provide details about your vehicle (new or used) and receive information about your available cover options. See www.wtwco.com/fordinsure for more details and to apply online.

What makes Ford Insure different from standard car insurance?

Can I arrange Ford finance and insurance at the same time?

Yes, you can. Many of our customers choose to organise their vehicle finance and insurance as part of the same purchase process. The team at Etheridge Ford can discuss available finance and leasing solutions and help point you towards suitable insurance options, making it easier for you to get the keys to your new or used Ford. Speak with our team to learn more about current Ford financing and car insurance solutions available through our dealership.

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Disclosures

Some insurance companies may use repairers that could use non genuine parts to repair your vehicle. If your claim is accepted the insurer will use Genuine Parts when available. If not available, the insurer may use genuine reconditioned or recycled parts or ADR certified new, recycled or reconditioned parts. Refer to the Ford Insure PDS for full details.
When purchasing your vehicle from a dealership, accessories included on the purchase invoice are included in cover, without the need to list them on your schedule. Refer to the Ford Insure PDS for full details.
If Your Vehicle is damaged while it is being driven on a beach or off any public road, coverage may be available. Any claim will be subject to any applicable excess being doubled and the PDS terms and conditions. Refer to the Ford Insure PDS for full details.
Automatic removal of your standard excess on glass damage means the Standard Excess will not apply if you sustain a loss where the only damage to your Vehicle was glass damage. Refer to the Ford Insure PDS for full details.
Finance GAP Cover is only available in the event a vehicle is a total loss. Any payout is subject to a finance agreement with a finance company directly relating to the vehicle purchase and the financed amount exceeding the total loss payout, excluding any arrears. Refer to the Ford Insure PDS for full details.
Premiums are payable annually or monthly, subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees apply. Refer to the Ford Insure PDS for full details.
If your new vehicle is within 3 years of the first registration and is involved in a claim that is assessed a Total Loss, it may be replaced with a new vehicle of the same make and model, where a replacement vehicle is available. If the same make and model is not available, the Insurer may replace your vehicle with the nearest equivalent or suitable replacement. Refer to the Ford Insure PDS for full details.
The Insurer may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer that is agreed upon. Refer to the Ford Insure PDS for full details.
The Insurer automatically includes coverage in the event of theft, subject to the PDS. This benefit can be upgraded to include coverage for accidents. The Tradie package and Lifestyle package include this upgrade. Provided you have included this optional benefit, if your vehicle is involved in a covered Accident regardless of fault, under a Ford Insure policy the insurer will reimburse the cost of hiring a similar vehicle providing you obtain the insurers approval. Exclusions, limitations, and daily caps apply, see Ford Insure PDS for full details.
With the Tools of Trade option, the insurer provides coverage up to $5,000 for tools, trade stock or materials stolen via forcible and violent entry to your securely locked vehicle or damage to trade tools, stock, and materials from a locked vehicle or fixed toolbox, or due to a vehicle collision. It does not cover cash, negotiable instruments, computers or navigation devices used in connection with any trade or business. Refer to the Ford Insure PDS for full details.
Lifestyle Extension provides coverage for your bicycles, camping gear and other items used for sporting or leisure, max $5,000 any one claim. Refer to the Ford Insure PDS for full details.
The insurer covers theft or accidental loss/damage to your owned trailer/caravan when attached to your vehicle, or detached within your home’s land boundaries but not in common areas of multi-unit homes. Contents in or on the trailer/caravan are not covered. The maximum the insurer will pay for one incident is the market value of the caravan/trailer up to $5,000. Refer to Ford Insure PDS for full details.

Eligibility for customer or vehicle is subject to meeting the Ford Insure underwriting criteria and will be determined according to personal circumstances. To check eligibility, contact Ford Insure at www.ford.com.au/owners/Insurance or call us on 13 FORD. Any advice in relation to the insurance product is provided by Willis Australia Limited ABN 90 000 321 237, AFSL 240600 (“WTW”). While all reasonable skill and care has been taken in preparation of this it should not be construed or relied upon as a substitute for specific advice on your insurance needs. The advice is not based on your personal objectives, financial situation or needs. Accordingly, you should consider how appropriate the advice is to those objectives, financial situation and needs before acting on the advice and, before buying the product, you should read the current Product Disclosure Statement (PDS) and Target Market Determination (TMD) prepared by the insurer, HDI Global Specialty SE – Australia, ABN 58 129 395 544, AFSL 458776 (“HDI”). Both the PDS and the product TMD are available wtwco.com/fordinsure. WTW receives commission benefits from the insurer. These fees and commission are disclosed in the WTW FSG and relevant client documentation. This insurance product is arranged by Ford Australia or your authorised dealer acting as a distributor of WTW for this product. In arranging this insurance, Ford Australia and your authorised dealer act on behalf of WTW and not as your agent. You should review and understand the WTW FSG. If you purchase this insurance Ford Australia and your Dealership will receive a commission from WTW. For further information or assistance please go to www.ford.com.au/owners/Insurance or call us on 13 FORD (3673). WTW are acting as agent of HDI Global Specialty SE- Australia under a binding authority agreement.