Ford Finance

Looking to purchase a new, demo or pre-owned Everest, Ranger or Mustang? We’ll help you finance it the best way depending on your situation. With competitive finance rates on Ford and other vehicles, we’re ready to help you drive away in your dream vehicle.

At Etheridge Ford Melbourne we offer much more than a fleet of quality new and pre-owned vehicles. Our finance team can work out the best financial solution for your specific needs, presenting you with a range of options that empower you to purchase your next vehicle. We have our expert finance consultants onsite in our Melbourne Ford Dealership, ready to arrange the perfect payment plan to suit your motoring needs.

Backed by a network of premier finance providers, and offering tailored customer service that matches your individual wants and needs, we offer competitive finance rates for your new purchase, so you can drive off in style.

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Personal Borrowers

Buying a new or pre-owned vehicle for personal use? We can offer 100% finance on your vehicle to approved applicants. Our finance options include flexible terms (1-7 years), and repayment options to suit your budget, and pay cycle. You can even bundle accessories, insurance, and on road costs into one convenient payment.
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Business Clients

We also proudly service businesses of all sizes, helping you get the vehicle you need to grow. We have available Chattel Mortgage, Hire Purchase, & Leasing options for individuals, partnerships, or company borrowers.
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Novated Leasing vs Car Allowance

Trying to understand whether you should go with a novated lease or a car allowance? Our team is ready to help! We will package a loan to best suit your requirements & get you on the road in no time.
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Convenience

Our finance consultants are on site, so no waiting or lost time.
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Service

No call centre or voice prompts, we understand that personal & professional advice is important to you!
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Experience

We can optimise your investment, as we specialise in motor vehicle finance.
 

FAQs

When you finance through Etheridge Ford, we can provide you with competitive finance rates on all new or pre-owned vehicles. We consistently beat the rates set by banks or credit unions, and can tailor a finance package to suit your situation.

A loan sees you borrowing money to purchase the car (meaning you own it immediately), while a lease is more akin to a long-term rental.

Yes, you can finance a car without putting any money down. If you’d like to explore this option, one of our team members can walk you through the process and what your monthly repayments may look like.

Yes, you can get financing with bad credit, or without credit history. We have various options available for financing depending on your personal circumstances, and our team members work with you to find the right solution for your financial situation.

A larger down payment can significantly lower your monthly repayments. You can work out how much your repayments may change depending on your down payment by using our free finance calculator.

Submit Your Finance Enquiry Today

Whether you’re looking at new, used or demo cars, submit an enquiry today and one of our team will be in touch within 24 hours to help you on your way!

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Finance Enquiry

Interest Rate Advertising*

Effective: 01/08/2026 to 31/08/2026

Indicative Annual Percentage Rate (APR)

12.58%

p.a. Indicative Annual Percentage Rate^

Comparison Rate

13.62%

p.a. Comparison Rate#

IMPORTANT: Please include the following mandatory disclaimer on the advertisement when referencing the indicative APR. For more information, please refer to the Advertising Guidelines.

*Finance to approved applicants excluding government, fleet and rental buyers until 31 August 2026. Applications for finance must be received by 31 August 2026.

^Indicative Annual Percentage Rate (APR) – at least half of the approved applicants from 01 – 31 July 2026 received this rate or lower. Rates and repayments are indicative. We may offer you a rate that is lower or higher than the advertised APR rate displayed depending on your credit score and other lending criteria.

#Comparison rates are based on a secured consumer fixed rate loan of $30,000 over a term of 5 years. WARNING: This comparison rate applies only to the example shown. Different terms, fees or other loan amounts might result in different comparison rates. Costs such as early termination fees or break costs are not included but may affect the total cost of the loan. Credit criteria, fees, charges and terms and conditions apply. The comparison rate calculation incorporates an interest rate and most mandatory fees, such as establishment and ongoing account keeping fees. It does not include government charges, negotiable dealer fees or fees that may apply based on how you use or repay your loan. Full details of our standard fees, charges and repayment terms are available on request. You can also check your loan contract for amounts that are or may be repayable to us.

Credit criteria, fees, charges and terms and conditions apply. Finance is issued by Angle Auto Finance Pty Ltd ABN 16 161 130 696, Australian Credit Licence 530731.